Auto claims glossary
Key terms for P&C claims automation, AI auto damage estimating, and insurance workflow automation. Pair with workflow guides and the blog.
15 terms
A
- AI‑Assisted Estimating
Using AI to analyze vehicle damage and speed up the creation of repair estimates.
- Auto Adjuster
An insurance professional who inspects vehicle damage and determines repair or settlement outcomes.
C
- CCC Form Automation
Digital tools that pre-fill CCC One’s total-loss or claim forms using estimate data.
D
- Diminished Value (DV)
The loss in a vehicle’s market value after repairs following a claim.
- Documentation Bottlenecks
Delays caused by missing or incomplete claim photos, notes, or required evidence.
E
- Estimate Packaging
Creating a professional PDF estimate with photos, totals, and line items.
F
- FNOL
First Notice of Loss—the initial report of an insurance claim that starts the auto claims estimating platform workflow.
P
- PDR Estimating
The process of writing paintless dent repair or hail damage estimates using structured line items and operations.
- Photo Intake
Collecting and organizing vehicle photos at the start of a claim for triage and estimating.
- Photo Labeling
AI-assisted identification and naming of inspection photos to speed up organization.
- Photo-based damage review
Using inspection photos to assess auto damage, label images, and support AI auto damage estimating.
S
- Supplement
An update to an original estimate when additional damage, parts, or labor are discovered during repair.
T
- Total loss
A claim outcome where repair cost exceeds the vehicle’s value threshold set by the carrier or state.
- Triage Decision
Routing a claim based on severity, documentation quality, and workflow rules.
W
- Workflow Automation
Tools that reduce repetitive tasks for adjusters and appraisers.

